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Privacy Policy

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.

2. Use License

  1. Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Homestar Financial’s site for individual and non-business use only. This is the just a permit of license and not an exchange of title, and under this permit you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial use , or for any public presentation (business or non-business);
    3. attempt to decompile or rebuild any product or material contained on Homestar Financial’s site;
    4. remove any copyright or other restrictive documentations from the materials; or
    5. transfer the materials to someone else or even “mirror” the materials on other server.
  2. This permit might consequently be terminated if you disregard any of these confinements and may be ended by Homestar Financial whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.

3. Disclaimer

  1. The materials on Homestar Financial’s site are given “as is”. Homestar Financial makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, Homestar Financial does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.

4. Constraints

In no occasion should Homestar Financial or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on Homestar Financial’s Internet webpage, regardless of the possibility that Homestar Financial or a Homestar Financial approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.

5. Amendments and Errata

The materials showing up on Homestar Financial’s site could incorporate typographical, or photographic mistakes. Homestar Financial does not warrant that any of the materials on its site are exact, finished, or current. Homestar Financial may roll out improvements to the materials contained on its site whenever without notification. Homestar Financial does not, then again, make any dedication to update the materials.

6. Links

Homestar Financial has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by Homestar Financial of the site. Utilization of any such connected site is at the user’s own risk.

7. Site Terms of Use Modifications

Homestar Financial may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.

8. Governing Law

Any case identifying with Homestar Financial’s site should be administered by the laws of the country of United States Homestar Financial State without respect to its contention of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

Privacy Policy

Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart and reveal and make utilization of individual data. The following blueprints our privacy policy.

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will gather and utilization of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.
  • We will just hold individual data the length of essential for the satisfaction of those reasons.
  • We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
  • Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
  • We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.
  • We will promptly provide customers with access to our policies and procedures for the administration of individual data.

We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.



What Is Empower Network?
Empower Network is an internet marketing community that gives it’s members the power to create massive results  in any business without experiencing the common problems, challenges, and pitfalls most people experience when starting  a business.
In addition to the world-class information products, elite internet marketing training, and superior blogging platform; Empower Network’s affiliate program pays out 100% of the  commissions on all product sales and allows their members the chance to create a life-changing income from the comfort of their own home.


When Did Empower Network Start?
Empower Network got started on Oct. 31, 2011 and has paid out over $20,000,000 to it’s members so far. Even after the first year, the company is continuing to experience rapid growth.
In the first week of November 2012, Empower Network did the unthinkable and paid out over $1,000,000 in commissions to their members in just a week’s time. That fact alone puts Empower Network into a category of its own, as it continues to pioneer one of the biggest movements and active communities  on the internet.
What Is The ‘Prosperity Team’?
We’re a team of savvy, like-minded entrepreneurs who are leading the way towards a more successful tomorrow and  prosperous life for you and your family. We’re also considered  one of the most actively-engaged and sought-after teams  inside the Empower Network community because we give  you a 100% hands on, up to date, and practical approach towards delivering real results in your Empower Network business.
We recently joined forces with team ‘Love and Light’ and team  ’Simple Freedom’ to provide you with an enormous amount of  training and support, in addition to what you’ll get from Empower Network’s products. That includes live daily webinars with the  top leaders on our team where we give you step-by-step  assignments to complete every day, conference calls, a private  audio library, “over the shoulder” video training, marketing tools, done-for-you traffic co-ops, and the opportunity to see what real  6-figure earners are doing every day so you can legally “steal” their secrets!
Plus…we’re just a fun and motivating group to be around. :)


How Much Money Can I Make?
The amount of money you can make is completely up to you.  Without knowing who you are, what you look like, or where you came from, we can tell you that the two most important factors that influence and impact your ability to achieve greatness and success in any business are your Mindset and Attitude.
If you get in right now with an ‘ALL IN’ mentality (giving this 100% of your energy), follow the step-by-step action plan we give you, and work furiously until you have a breakthrough, absolutely nothing can stop you from making any amount of  money you desire. There are people who join with the intention of making an extra $1000 to $3,000 per month and then there are others who consistently earn upwards of $1000 – $3,000 per day!
It really boils down to your personal goals, aspirations, and dreams, along with how much willingness and work, energy and time, effort and resources you desire to put into the  business to obtain your money making visions.
How Fast Can I Make Money?
It depends….how fast do you want to? We have people who  earn thousands in their first month….first week….or even their first DAY. Making money fast is simple when you’re using a proven system that pays you 100% of the money when a sale is made, so it all depends on how quickly you can get into action and follow our system!
Will I Get Personal Support?
When you join the Prosperity team, not only will you have  the support of the entire team via our online community, you’ll also get access to our Live Daily Masterminds hosted 5 days a week by 6-figure earner, Mike Hobbs! On those live  trainings he answers any questions you have about marketing and gives you copy/paste daily assignments that are designed  to take you from $0-10,000 per month in 90 days or less.
Slide check 3


Here is one more option:  



Homes with walkout basements and decks looking over the golf course–Watch those hackers HACK

 My house on Red Hawk Golf Course Has one of the best Walkout Basements in Castle Rock.  Walk right out to the long par 5.  Go upstairs to the deck and see the hackers HACK!
But when buyers Google “homes for sale with walk-out basements” what do they have in mind?  Let’s find out. 

One of the things we like about our walkout basement is that the dog can stay down stairs in winter months and go outside from the walkout basement and never come up stairs.  Love it!

It is also a great place to play ping pong and pool.  Let’s take a look at a few awesome basements and then we will look at homes for sale in Denver with walkout basements.

Walk out basement pool room

Inside View of Walkout Basement and Pool Table Room

Walk out Basement 1

Great Exterior View of a Walkout Basement —  The Dog Loves It!

Walk out basement theater room

Awesome Finished Basement with Theater Room — Rockies Room!

Walk out Basement with potential

Check Out Walkout Basement with great potential–what would you do here?

Ok, The Todd Blog would not be complete without a look at some current Denver homes for sale.
While most houses for sale with a walkout basement also require a jumbo loan, I did dig down and find some real nice homes available in Denver.  Let’s take a look.
2975 Piper Dr, Erie, Colorado has pretty much everything, from the walkout basement to a pool table room to a theater room. 

Walkout to the back yard from the fabulous basement!


Google:  Houses for sale with pool table rooms


Google:  Houses for sale with theater rooms
Well, that’s it for your Friend in the Business real estate blog for this weekend, we have reviewed homes for sale with wine cellars, homes for sale with swimming pools, homes for sale with tennis courts, and now homes for sale with home theater and walkout basements.
Coming soon–Homes for sale with a bar.  Should be fun!  The Passion of Blog!  Be Empowered!



Empower Inner Circle Training saved a life!

I enjoyed this blog from Dave and Dave so thought I would pass it along:

Back in August, we did a high-level marketing seminar in Costa Rica called the “Empower Network Masters Retreat”. It was an exclusive retreat — and only 100 tickets were offered. It was a dynamic group of entrepreneurs, business owners and marketers — all there to learn how to get more results in their businesses, from the highest paid and most successful marketers in the industry today.
Scott Warner was one of the 100 seminar attendees. When we called him to the front of the room to share his personal story, I had no idea what would come out of his mouth — because like all the training we do, having him share his testimonial in the middle of the seminar was totally spontaneous and organic.
(if you’ve ever hung around Dave and I, you’ll see that the way we teach is mostly always unscripted and authentic, which allows us to be more open and teach at the rate in which the room is consuming the information. And it’s also because we don’t like to plan, and we’re sort of ADD — which works well for us LOL) What came next out of Scott’s mouth…. no one expected. And not a single eye was dry at the end.
The near tragic story tells how Scott came within minutes of killing himself but a traffic jam and Empower Network’s Inner Circle Audio training saved his life.
The product Scott referred to in the video is our “Inner Circle” Audio training program. Over the last year, we’ve had STORY AFTER STORY pour in — where someone heard something in one of our Inner Circle training audios that changed their business, and helped them start getting positive results in their marketing.
We’ve also heard STORY AFTER STORY, where someone heard a story of inspiration from one of the audios, that impacted them to not give up — to become more open in their relationships — and to let go of bad habits and redirect their energy to something positive in their life. 

But Every Once In While A “Confession” Comes In Like What Scott Shared….

….that leaves a lasting impression on you — and reinforces that all your hard work — and the pain you went through to get where your at — was not for nothing. But rather to help someone move past what seemed like a hopeless time in their life.

It’s stories like this that make the Empower Network difference, and set our products and training programs apart from anything else in the market. We are not just providers of information….. ….We are suppliers of Empowering wisdom. …..We are messengers of inspirational motivation. …..And we’re teachers of real life experience and TRUTH.

I’ll Share This With You (if you want to start creating success, faster):

Get set up with our blogging platform and start creating content today. You can literally be marketing on our blogging platform within minutes of buying it — with no confusing technical set-up, hassles or non-sense. It’s only $25.00 to join and we’ll take you through a “Fast Start” training series that will reveal to you the “8-Core Commitments” we’ve used over the last several years to sell millions of dollars of information products online, personally, in our own businesses, through our own marketing and low costs promotions.

Then, in Lesson 6 — you’ll learn about “Daily Audio”… and how it’s changed our life, and our business — and why we recommend you do it, too! Scott did. And it ended up being MUCH more valuable to him than just helping him build his business.

Here’s The Link To Get Started With Our Blogging Platform (*only $25)

And then… we’ll see you in the Inner Circle :-) – David Sharpe “Co-Founder of Empower and Marketing BadAss” P.S. Let us hear YOUR story! Leave your comments below and tell us how Empower Network Inner Circle audio training has impacted your business (and life)!

A Little Baseball Blog

Can you believe it? The Diamondbacks camp has already opened with pitchers and catchers reporting on Friday.  The Dodgers open this weekend and I found this awesome story by non other than legendary broadcaster Vin Scully…you’ll enjoy this



While the Dodgers are spending money like they print it, my Rockies need to take a turn on the 2014 WISH MACHINE for a chance to compete.

For me, when spring hits and balls start flying out of Coors Field, it usually marks a time for increased home sales as well.

We get busy with work, creating jumbo loans, FHA loans, SEC 184 Native American home loans, VA and USDA loans as well.

But we always have time to get people approved for loans.  For those that have been renting for a period of time and wonder HOW MUCH DO I QUALIFY FOR?   I encourage you to take a minute to find out–the process is simple and knowledge is power.





Posted by Todd McManigal on January 15, 2014

Where are they going?  I love sitting on my deck on the Red Hawk golf course in Castle Rock , Colorado looking north toward Denver and at any one time I can count 20 or more airplanes in the air.  Some are jumbo jets, some are 2 seaters but they are all up there together.

Ok, so when I see a jumbo jet high in the the sky heading west, I assume the highly empowered travelers are heading to destinations like San Diego, California or somewhere in Alaska.

Someday I’ll write a book with details of “where are they going?”  Today, this is a blog so it will be short.

Let’s take a look at San Diego:


So here we are, 70 degrees in January.  Ok, so that’s a few degrees warmer than we have in Denver but all the same, I see those jets and this is where my mind goes.  Vacation!

There are several really cool San Diego destinations, the Zoo, Sea World, your friend in the business likes this one:

Awesome SD

Ok,  so San Diego is HOT! in January.

WHAT ABOUT APRIL?  This is my idea of a great vacation!!!

BASEBALL   —   Padres style.  Let’s take a look:


Petco 3

.Petco Park  —  pretty cool huh?  Rockies Win!  Rockies Win!!!

Ok, so I sit here watching the jumbo jets.  They fly south west to San Diego and they fly north west. Really, north west—where.  how about Alaska?

If I were heading to Alaska, it wouldn’t be for baseball but it would be for this:


Fall in Alaska —  Awesome right?

YES I’d like to take a cruise — you with me here? — check this out!

That’s what I’m talking about!

I have spent many a beautiful Denver night sitting on the deck wondering where the lucky people in the jumbo jets are going.  These are just a few thoughts.  WHERE WOULD YOU BE GOING?

Well, back to reality, it is January in Denver and it’s cold but Pitchers and Catchers report in less than a month.  Soon we will be wondering who will be at the top of the rotation for the Rockies.  Gotta be Jorge right?

Here’s a view of my favorite place:  

Coors 2


Looking forward to Friday, April 4 Home Opener

I can’t do a The Todd Blog without at least mentioning one of my favorite Denver real estate listings, you know the kind, the ones that require a jumbo loan or a least a trip through the 2014 WISH MACHINE.

We have done homes with wine cellars, homes on golf courses, and homes with a pool, now it is time for a Google search for Homes with a tennis court.

Here it is!  17 Huntwick Land, Cherry Hills Village, Colorado.

As is often the case, this one is listed by Edie Marks of Kentwood Real Estate.

Let’s take a look:


Now for shots of the tennis court and pool:

23632399-2 (2)

Does this work for you?

23632399-5 (2)

Living in this house, with these luxury amenities and highend lifestyle is like living each day on vacation.  We don’t need to sit on the deck and watch the sky, just be Empowered and live the passion of blog. and a great jumbo life.

 Contributors to this Blog:


 The Todd Blog

 Friend in the Business

 Native American Dream

 Todd McManigal


And a few more San Diego pictures just for fun! 

 San Diego 1


San Diego