How Much Home Can I Afford?

For most of us, especially first time home buyers, we want to know “How much home can I afford?”  While this process seems daunting, it comes down to simple math.


Call me or email me at for a quick calculation.

The factors that we consider in this calculation are annual income, existing debt payments, proposed property taxes and hazard insurance, down payment ( if any), interest rate and proposed term of loan.


Getting Pre-Approved

The first step toward securing your loan is getting pre-approved. This involves a pre-qualification process, where  we assess your financial situation and determine how much you qualify for.  Once this is complete, we work together to submit a completed loan application to the lender for approval.

This process seems like a hassle but it is actually quick and painless.

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“Mortgage Monster … or Mortgage Mastermind?”

Cornerstone Home Lending, Inc.           Branch NMLS # 1224262

Todd McManigal   505-918-1028                        NMLS # 267557




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